The best way to use credit cards to increase your credit score is to:

[HerMuller]

Make on-time payments: Pay your credit card bills on or before the due date.
Keep your credit utilization low: Ideally, aim to use less than 30% of your available credit limit.
Maintain a mix of credit: Having a diverse credit portfolio, including credit cards, can positively impact your credit score.
Avoid opening too many credit accounts: Applying for multiple credit cards in a short period can negatively impact your credit score.
Monitor your credit report: Check your credit report regularly for errors or fraudulent activity and dispute any inaccuracies.

[SussiBaka23]

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• This reply was modified 1 year ago by SussiBaka23.

[wellos]

At the moment I’m thinking about taking out a business loan. Do you think this is a good idea?

[Fersalio]

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[Author]

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